Jul 15, 2026
The ThornHow financially prepared should someone be before having children?
One person is questioning whether it is responsible to bring a child
into today’s world without being able to guarantee them a financially
secure future.
They are not only thinking about food, shelter, and childhood
expenses. They believe parents should be able to provide a fully paid
education, support into adulthood, and even help with the purchase of
a first home.
With rising housing costs, expensive education, unstable jobs, debt,
and so many adults struggling to stay afloat, should someone wait to
have children until they can afford the future they imagine for them?
Or can the desire to eliminate every possible hardship become a level
of fear and certainty that no parent can realistically achieve?
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Inside This Episode
Love, stability, and the responsibility of parenthood
Having children is a major decision, and Bri does not treat it
lightly.
Financial stability matters. Children need food, housing, healthcare,
education, safety, guidance, and parents who are willing to make
sacrifices for them. But money is not the only factor that determines
whether a family can be healthy, loving, and strong.
Bri challenges the idea that someone must fund twenty years of a
child’s future before becoming a parent. No parent can guarantee every
opportunity, protect a child from every hardship, or know exactly what
that child’s future will become.
At the same time, love should not become an excuse to ignore
responsibility. Bri explains that someone facing severe instability
or struggling to meet basic needs may need to wait before adding more
responsibility.
She also shares how she and her husband waited years before having a
child together. They wanted a larger home, greater stability, and the
confidence that welcoming another child would not take opportunities
away from the children they were already raising.
The goal was not to predict and fully finance every year of a child’s
life. It was to begin from a place of love, intention, stability, and
a willingness to continue growing as a family.
Key Wisdom
What this conversation asks us to consider
01
Parenthood should be genuinely desired
Children deserve parents who truly want the responsibility of
loving, protecting, guiding, and raising them.
02
Money is one factor, not the whole foundation
Financial resources can create stability and opportunity, but they
cannot replace love, presence, character, consistency, or care.
03
Love and responsibility belong together
Loving a child also means thinking honestly about housing,
stability, family capacity, existing responsibilities, and the
sacrifices parenthood may require.
04
You cannot guarantee every part of a child’s future
Parents can prepare, save, plan, and provide, but they cannot predict
every opportunity, hardship, decision, or purpose their child will
encounter.
05
Sometimes waiting is the responsible decision
When someone is already facing extreme financial instability or
struggling to meet basic needs, it may not be the right time to add
more responsibility.
06
Preparation does not require perfection
The goal is not to have every future expense completely funded. It
is to enter parenthood intentionally and remain committed to
growing, providing, and showing up.
Featured Quote
Featured quote from Episode 11
“Money is only one factor in raising good, solid children. One of
many. The main thing you need to have is love.”
Biblical Reflection
Responsible preparation should not become controlling fear
Financial preparation is an important part of stewardship, but no
amount of money can remove every uncertainty from a child’s life.
In this episode, Bri points the writer toward Jesus as the Prince of
Peace. The problem is not that they are thinking carefully about
parenthood. Thoughtfulness and responsibility matter.
The problem begins when preparation becomes constant anxiety, when
every future hardship must be prevented, and when peace depends on
having complete control over circumstances that no person can fully
control.
Faith does not remove responsibility. It gives us peace while we make
wise decisions, accept what we cannot guarantee, and trust God with
the future we cannot completely see.
Reflection Question
How financially stable should someone be before becoming a parent?
Are love, commitment, and a willingness to grow enough to begin, or
should certain financial milestones come first?
What Is Your Thorn?
Some questions need more than a quick answer.
Money, marriage, parenting, family, faith, and responsibility often
overlap. When the answer is not obvious, you deserve a place to talk
honestly about what you are facing.
Submit your Thorn Letter and your situation may be discussed
anonymously in a future episode of 13:22 Life.
Submit a Thorn Letter
Jul 14, 2026
The Thorn
When does helping family become enabling, entitlement, or financial harm?
This episode brings together five difficult financial situations
involving divorce, addiction, debt, marriage, family obligations,
and inheritance.
One person is questioning whether they should continue supporting an
ex-wife and her children after the marriage has ended. Another is
struggling with whether giving money to an addicted sibling is helping
or making the problem worse.
A married couple is divided because one spouse continues giving money
to his parents without agreement. Someone else must decide whether IRS
debt or credit card debt should be addressed first.
And in one of the most complicated letters, a parent is wondering
whether an inheritance left for one child should be shared with a
half-sibling because of guilt surrounding an affair.
Across all five letters, the same question remains: how do you practice
generosity without abandoning wisdom, responsibility, and healthy
financial boundaries?
Prefer to Listen?
Listen to the Full Episode
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Inside This Episode
Money, marriage, family obligations, and the audacity of entitlement
Money problems rarely begin with money alone.
They often expose broken boundaries, guilt, entitlement, addiction,
dishonesty, poor stewardship, or unresolved conflict within a family.
In this episode, Bri Smith, CPA responds to five Thorn Letters that
require more than a simple yes or no. Each situation asks the writer to
consider not only what they can afford, but what they are responsible
for, what they may be enabling, and what their decisions are doing to
the people closest to them.
Bri explains that the end of a marriage generally changes financial
obligations outside of what is legally required. Continuing to support
an ex-spouse or children who are no longer part of your household may
be generous, but it should not be treated as an unlimited entitlement.
When addiction is involved, giving money can become especially
dangerous. Love does not always mean providing cash. Sometimes the
most loving decision is to support recovery, food, shelter, or
treatment without directly funding destructive behavior.
Bri also discusses why IRS debt requires urgent attention. Credit card
debt can be expensive, but the IRS has collection powers and penalties
that make tax debt especially serious.
In marriage, generosity toward parents should not happen secretly or at
the expense of the household. Financial unity requires honesty,
agreement, and shared priorities.
Finally, inheritance should not be redistributed merely to relieve
someone else’s guilt. The wishes of the person who created the estate
should be respected, especially when those wishes were clearly
documented.
Key Wisdom
What these Thorn Letters teach about generosity and responsibility
01
Boundaries are not selfish
Healthy boundaries define what you are responsible for and prevent
generosity from becoming an expectation that damages your own
household.
02
Helping should not fund destruction
Giving money to someone struggling with addiction may feel loving,
but unrestricted cash can enable the very behavior that is harming
them.
03
IRS debt should not be ignored
Tax debt deserves serious attention because penalties, interest, and
government collection powers can make the situation increasingly
difficult.
04
Marriage requires financial honesty
Supporting relatives without agreement can create distrust. Married
couples need transparency, shared priorities, and clear boundaries
around family assistance.
05
Your household comes first
Generosity should not repeatedly place your spouse, children, bills,
or long-term financial stability at risk.
06
Inheritance wishes should be honored
Guilt does not automatically justify changing someone else’s estate
plan. Respect the intentions and instructions of the person who left
the inheritance.
Featured Quote
Featured quote from Episode 10
“Love her to life, not to death.”
Biblical Reflection
Generosity must be guided by wisdom
Scripture calls believers to generosity, compassion, honesty, and care
for family. But biblical generosity is not the same as saying yes to
every financial request.
First Timothy 5:8 reminds us of the responsibility to provide for our
own household. Galatians 6 also teaches that each person must carry
their own load.
These principles are not in conflict. Together, they show that helping
others should not require abandoning personal responsibility,
endangering your household, or supporting destructive behavior.
Sometimes love looks like financial assistance. Other times, it looks
like truth, accountability, treatment, a firm boundary, or a refusal
to participate in an unhealthy pattern.
Stewardship requires enough wisdom to know the difference.
Reflection Question
Are you helping someone, or protecting them from the consequences of
their own decisions?
Where might guilt, pressure, secrecy, or fear be influencing a
financial decision that requires clearer boundaries?
What Is Your Thorn?
Some financial decisions are really relationship decisions.
Money, marriage, family, guilt, generosity, and responsibility often
overlap. When the answer is not obvious, you deserve a place to talk
honestly about what you are facing.
Submit your Thorn Letter and your situation may be discussed
anonymously in a future episode of 13:22 Life.
Submit a Thorn Letter
Jul 14, 2026
💭 When Family Crosses Financial Boundaries
Welcome back to Season 3 of the 13:22 Life Podcast.
In this episode, Bri Smith, CPA, tackles some of the boldest Thorn Letters yet. From family members demanding someone else’s paycheck to requests for risky credit card cash advances, each story reveals what happens when financial boundaries are ignored.
Bri offers biblical wisdom, practical financial advice, and a powerful reminder that saying “no” can sometimes be the wisest and most loving decision you make.
📺 Watch the Episode
🎧 Listen on the Go
🌹 What This Episode Is Really About
Not every financial request deserves a “yes.”
Sometimes the people closest to us unintentionally—or intentionally—place unhealthy financial expectations on our lives. Whether it’s paying someone else’s debt, risking your own financial freedom, hiding your success, or navigating painful family relationships, wisdom requires healthy boundaries.
In this episode, Bri reminds us that biblical stewardship is not about carrying everyone else’s burdens. It’s about faithfully managing what God has entrusted to you while loving people without enabling unhealthy behavior.
🌹 Thorn Letters Featured
- Should I use my paycheck to repay my fiancé’s family?
- My sister wants me to take a cash advance on my credit card for her house.
- Should I tell my family I’m a self-made millionaire?
- Was I wrong for cutting my father out of my graduation after years of being overlooked?
✨ What You’ll Learn
- Why financial responsibility belongs to the person who created the debt.
- The dangers of lending money you do not actually have.
- Why cash advances are one of the most expensive forms of borrowing.
- How to protect your financial peace while maintaining healthy relationships.
- When keeping financial success private is actually wise.
- Why confidence and self-worth should never depend on other people’s opinions.
- How blended families can unintentionally create deep emotional wounds.
- Why healthy boundaries are part of biblical stewardship.
🔑 Key Lessons from Bri
- You are not responsible for someone else’s financial mistakes.
- Do not borrow money in order to lend money.
- Financial freedom is worth protecting.
- Not everyone needs access to your financial success.
- Your value comes from God, not from people’s opinions.
- Parents should never make one child feel less important than another.
- Healthy boundaries protect both your finances and your relationships.
- Sometimes the most loving answer is simply “no.”
📌 Favorite Quotes
“You’re not the bank.”
“If I can’t afford to give it, I don’t want to lend it.”
“Pour into yourself.”
“Help them have the strength and boldness to say no.”
📖 Biblical Perspective
Throughout Scripture, God calls us to generosity, wisdom, and faithful stewardship. Those principles work together—not against each other.
Bri reminds us that generosity should never come at the expense of financial wisdom. Borrowing money to rescue someone else, carrying debts that are not yours, or allowing guilt to control your decisions often creates more problems than it solves.
God also reminds us that our identity is found in Him, not in what others think about us. Whether you’ve experienced rejection, unhealthy family dynamics, or financial pressure, your worth remains unchanged because you are created in His image.
Healthy stewardship includes protecting your peace, honoring healthy boundaries, and using your resources in ways that glorify God.
📜 Scripture References
- Proverbs 13:22 – A good person leaves an inheritance for their children’s children.
- Proverbs 22:26-27 – Do not become one who guarantees another’s debt.
- 2 Corinthians 9:7 – God loves a cheerful giver.
- Deuteronomy 28:12 – You will lend to many nations but borrow from none.
- Psalm 139:14 – I am fearfully and wonderfully made.
- James 1:5 – If anyone lacks wisdom, ask God.
✅ Action Steps
This week, choose one financial boundary that will strengthen your stewardship.
- Practice saying “no” to requests that jeopardize your financial health.
- Protect the financial progress you’ve worked hard to achieve.
- Review any financial obligations you’ve taken on for others.
- Spend time investing in your physical, emotional, and spiritual health.
- Create a long-term protection plan for the wealth you’re building.
- Pray for wisdom before making your next major financial decision.
🤔 Reflection Questions
- Have I allowed guilt to influence my financial decisions?
- Do I have healthy financial boundaries with family?
- Am I protecting the progress God has helped me build?
- Where do I need greater confidence in who God says I am?
- Am I giving from abundance or from pressure?
- What financial decision requires me to courageously say “no”?
❓ Frequently Asked Questions
Should I repay debt that legally belongs to someone else?
Unless you have voluntarily accepted responsibility, someone else’s debt remains their responsibility. Healthy support does not require taking ownership of obligations that are not yours.
Is taking a credit card cash advance to help family a good idea?
Generally, no. Cash advances begin accruing interest immediately, often at higher rates, making them one of the most expensive ways to borrow money.
Should I tell everyone if I become financially successful?
Not necessarily. Financial privacy can protect your relationships and reduce unhealthy expectations from others.
How do I help family without enabling poor financial decisions?
Offer wisdom, encouragement, and support within your means, but avoid creating financial hardship for yourself in the process.
How do I know when it’s okay to say no?
If saying yes would create unnecessary debt, financial stress, or compromise your stewardship, saying no may be the wisest response.
Can Christians set financial boundaries?
Absolutely. Biblical generosity includes wisdom, discernment, and faithful stewardship of the resources God has entrusted to us.
🌹 Submit a Thorn Letter
What financial issue has been weighing on you?
A Thorn Letter is your opportunity to share what is happening in your money, marriage, business, family, career, or faith walk.
Your submission can remain anonymous. The goal is not to expose you. The goal is to help you and bless someone else walking through a similar situation.
Submit Your Thorn Letter
🎙️ Apply for a Free Coaching Session
Need personalized financial guidance?
You may be selected for a free coaching session where Bri shares biblical wisdom and practical financial strategies tailored to your situation.
Apply for Free Coaching
🙌 Stay Connected
If this episode encouraged you, be sure to:
- Subscribe on YouTube
- Submit your Thorn Letter at 1322Life.com
- Share this episode with someone who needs encouragement and financial wisdom.
- Follow Bri Smith, CPA for practical, faith-based financial guidance.
👣 Next Steps
Ready to build wealth God’s way while protecting the life God has entrusted to you?
- 📅 Book a clarity call
- 💌 Join the Weekly Wealth Strategist Report
- 💬 Reflect: Where do you need stronger financial boundaries?
Jul 12, 2026
💭 When Helping Others Starts Hurting Your Future
Welcome back to Season 3 of the 13:22 Life Podcast.
In this episode, Bri Smith, CPA, continues the Thorn Letters series by answering questions about moving back home to save money, overcoming credit card debt after divorce, protecting your rental history, supporting your parents without sacrificing your future, and knowing when financial generosity has become unhealthy.
This episode reminds us that generosity is a beautiful thing, but it should come from a place of wisdom and abundance, not guilt, fear, or financial hardship.
📺 Watch the Episode
🎧 Listen on the Go
🌹 What This Episode Is Really About
Helping people is one of the greatest expressions of love.
But what happens when helping others begins to destroy your own financial future?
In this episode, Bri explores several difficult situations where listeners feel torn between compassion and responsibility. Whether it’s moving back home to save for a house, recovering after divorce, helping parents buy a home, or constantly lending money to family, each story asks the same question:
How do you love people well without sacrificing the future God has planned for you?
🌹 Thorn Letters Featured
- Should I move back in with my parents while saving for a house?
- I have $23,000 in credit card debt after my divorce. Should I file bankruptcy?
- An eviction appeared on my record over a $100 mistake. What can I do?
- My parents want me to delay my dreams so they can buy a house.
- I feel guilty about not wanting to keep financially supporting my mom.
✨ What You’ll Learn
- When moving back home can be a wise financial strategy
- How increasing your income changes your financial options
- Why bankruptcy is not always the best first solution
- How to respond when an unfair eviction affects your record
- Why your dreams matter just as much as your family’s dreams
- How to give generously without creating financial hardship for yourself
- Why healthy boundaries protect both relationships and finances
- How biblical stewardship balances generosity with wisdom
🔑 Key Lessons from Bri
- Sometimes moving home is a strategy, not a setback.
- Increasing your income often solves problems faster than cutting expenses alone.
- Your basic needs come before unsecured debt.
- Do not sacrifice your future because someone else failed to plan.
- Helping family should never require abandoning God’s calling on your life.
- Generosity should come from abundance, not desperation.
- Healthy financial boundaries are an act of wisdom, not selfishness.
- You cannot pour from an empty cup.
📌 Favorite Quotes
“Sometimes moving back home is the smartest financial move you can make.”
“You need to stabilize your life first.”
“Do not postpone your dream to make someone else’s dream happen.”
“I cheerfully give when I have it to give.”
📖 Biblical Perspective
God calls us to be generous, but He also calls us to steward wisely.
Throughout this episode, Bri reminds listeners that generosity should flow from a healthy foundation. When giving forces you into debt, prevents you from pursuing God’s calling, or keeps you trapped in unhealthy financial cycles, wisdom requires honest boundaries.
Whether helping parents, supporting family members, or rebuilding after financial hardship, God’s desire is not simply sacrifice. His desire is faithful stewardship that allows us to bless others without destroying what He has entrusted to us.
As our financial foundation becomes stronger, our ability to serve others grows as well. But healthy generosity always begins with faithful stewardship.
📜 Scripture References
- Proverbs 13:22 – A good person leaves an inheritance for their children’s children.
- 2 Corinthians 9:7 – God loves a cheerful giver.
- James 1:5 – If anyone lacks wisdom, ask God.
- Proverbs 21:5 – The plans of the diligent lead surely to abundance.
- Galatians 6:5 – Each person should carry their own load.
- Luke 14:28 – Count the cost before building.
✅ Action Steps
This week, identify one decision that will strengthen your financial foundation.
- Create a plan to increase your income if your current earnings no longer meet your needs.
- Review where healthy financial boundaries may be needed with family.
- Separate your financial goals from guilt or outside pressure.
- Prioritize your essential expenses before unsecured debt.
- Take one practical step toward the future God has placed on your heart.
- Pray for wisdom before saying yes to your next financial request.
🤔 Reflection Questions
- Am I helping others from abundance or from guilt?
- Have I allowed someone else’s financial decisions to become my responsibility?
- Am I delaying the dreams God placed in my heart to please others?
- Do my financial decisions bring peace or constant stress?
- Where do I need healthier financial boundaries?
- Am I faithfully stewarding what God has entrusted to me?
❓ Frequently Asked Questions
Is moving back home as an adult a financial failure?
No. If moving home allows you to save money, eliminate debt, or prepare for homeownership, it can be a wise temporary financial strategy.
Should I file bankruptcy over credit card debt?
Not always. Depending on your situation, increasing income, negotiating settlements, or creating a repayment strategy may provide better long-term outcomes.
How should I prioritize my bills during financial hardship?
Housing, utilities, food, transportation, and other necessities should come before unsecured debts like credit cards whenever resources are limited.
Should I delay my dreams to financially support my parents?
Helping parents is honorable, but sacrificing your calling, education, or long-term future may not be the wisest solution. Support should come from strength, not obligation.
When should I stop lending money to family?
If helping others regularly creates financial hardship for your own household, healthy boundaries are appropriate. Generosity should never require putting yourself into unnecessary debt.
Can generosity and good stewardship exist together?
Absolutely. Biblical generosity grows from wise stewardship. The stronger your financial foundation becomes, the greater your ability to help others with freedom and joy.
🌹 Submit a Thorn Letter
What financial issue has been weighing on you?
A Thorn Letter is your opportunity to share what is happening in your money, marriage, business, family, career, or faith walk.
Your submission can remain anonymous. The goal is not to expose you. The goal is to help you and bless someone else who may be walking through the same thing.
Submit Your Thorn Letter
🎙️ Apply for a Free Coaching Session
Need guidance with your finances?
Share your struggle with us, and you may be invited for a free personalized coaching session on the podcast.
This is for real people dealing with real money questions who want faith-based financial wisdom and practical next steps.
Apply for Free Coaching
🙌 Stay Connected
If this episode encouraged you, be sure to:
- Subscribe on YouTube
- Submit your Thorn Letter at 1322Life.com
- Share this episode with someone who needs encouragement and financial wisdom.
- Follow Bri Smith, CPA for practical, faith-based financial guidance.
👣 Next Steps
Ready to build wealth God’s way without sacrificing your future?
- 📅 Book a clarity call
- 💌 Join the Weekly Wealth Strategist Report
- 💬 Reflect: Where do you need to choose wisdom over guilt in your financial life?
Jul 10, 2026
💭 When Saying “No” Is the Wisest Financial Decision
Welcome back to Season 3 of the 13:22 Life Podcast.
In this episode, Bri Smith, CPA, continues the Thorn Letters series by answering questions about family expectations, college costs, expensive car loans, and buying more house than you can comfortably afford.
Every situation comes down to one important principle: wisdom sometimes means saying “no” to pressure today so you can protect your future tomorrow.
📺 Watch the Episode
🎧 Listen on the Go
🌹 What This Episode Is Really About
Sometimes the hardest financial decision is not investing more, earning more, or spending less.
Sometimes the hardest decision is simply saying no.
No to unhealthy family expectations.
No to overwhelming student loan debt.
No to expensive financing that will delay retirement.
And sometimes, no to keeping a house that has become more burden than blessing.
Bri reminds us that wise stewardship requires boundaries, honest conversations, and the courage to make decisions that protect your future instead of simply pleasing people today.
🌹 Thorn Letters Featured
- Am I wrong for refusing to give my parents a fixed portion of my salary?
- Should we let our son attend a $100,000-per-year dream college?
- My family member owes $65,000 on a $42,000 car. What should she do?
- I bought too much house and now I’m overwhelmed. Should I sell?
✨ What You’ll Learn
- How to set healthy financial boundaries with family
- Why helping others should never come from guilt or manipulation
- How to evaluate college costs without sacrificing your financial future
- Why scholarships can change the entire college equation
- How refinancing can reduce the long-term cost of a vehicle loan
- Why buying too much house creates unnecessary financial stress
- How to recognize when selling may be the wisest financial decision
- Why stewardship requires both wisdom and courage
🔑 Key Lessons from Bri
- Family should never use guilt to control your finances.
- Dreams should never require irresponsible debt.
- Scholarships are part of the college planning process, not an afterthought.
- High-interest debt should be refinanced whenever possible.
- Buying less house often creates more financial peace.
- Sometimes selling is not failure. It is wisdom.
- Stewardship means making decisions that honor both God and your future.
- Financial peace is worth more than keeping up appearances.
📌 Favorite Quotes
“Family helps each other when there is a real need, not because of guilt.”
“Dream big, but don’t go into unnecessary debt to chase a dream.”
“You need less house.”
“Sometimes selling isn’t failure. It’s simply making the wiser decision.”
📖 Biblical Perspective
God never calls us to make financial decisions based on guilt, pressure, or fear.
Throughout this episode, Bri reminds us that wise stewardship sometimes requires uncomfortable conversations. Saying no to unhealthy expectations is not selfish when it protects your ability to faithfully steward what God has entrusted to you.
Parents should help children dream big, but they should also teach them to count the cost. Likewise, major purchases like vehicles and homes should create stability rather than ongoing financial stress.
Whether the challenge involves family expectations, college decisions, car loans, or homeownership, God’s wisdom always calls us to think beyond today and build a future marked by peace, responsibility, and lasting legacy.
📜 Scripture References
- Proverbs 13:22 – A good person leaves an inheritance for their children’s children.
- Luke 14:28 – Count the cost before building.
- Proverbs 22:7 – The borrower is servant to the lender.
- Philippians 4:13 – I can do all things through Christ who strengthens me.
- James 1:5 – If anyone lacks wisdom, ask God.
- Proverbs 21:5 – The plans of the diligent lead surely to abundance.
✅ Action Steps
This week, choose one financial decision that protects your long-term future.
- Set one healthy financial boundary with family.
- Review your college funding plan or scholarship opportunities.
- Compare your current loan rates with refinancing options.
- Evaluate whether your housing costs still fit your current income.
- Create a plan to reduce unnecessary debt.
- Pray for wisdom before making your next major financial decision.
🤔 Reflection Questions
- Am I making financial decisions because of guilt or wisdom?
- Do I know the true long-term cost of my biggest financial commitments?
- Am I trying to impress people instead of building financial peace?
- Have I counted the cost before pursuing my dreams?
- Would simplifying my lifestyle create greater freedom?
- Am I stewarding God’s resources in a way that honors Him?
❓ Frequently Asked Questions
Should adult children be expected to financially support their parents?
Helping parents during genuine financial need is honorable. However, ongoing financial support should come from love and wisdom, not pressure, guilt, or unhealthy expectations.
Should parents pay for an expensive college?
Parents should support their children within their financial ability. Scholarships, grants, lower-cost schools, and realistic expectations can help students graduate without overwhelming debt.
What should I do if I financed a car with a very high interest rate?
If your credit qualifies, refinancing through a bank or credit union may significantly reduce your interest costs. Selling the vehicle may also be an option depending on your financial situation.
How do I know if I bought too much house?
If your mortgage leaves little room for savings, emergencies, or unexpected repairs, your housing costs may be stretching your budget beyond a healthy level.
Is selling a house a financial failure?
Not at all. Sometimes selling allows you to regroup, rebuild your finances, and purchase a home that better fits your current season of life.
How can I make wiser financial decisions?
Pray for wisdom, count the true cost, avoid emotional decisions, seek wise counsel, and choose long-term peace over short-term pressure.
🌹 Submit a Thorn Letter
What financial issue has been weighing on you?
A Thorn Letter is your opportunity to share what is happening in your money, marriage, business, family, career, or faith walk.
Your submission can remain anonymous. The goal is not to expose you. The goal is to help you and bless someone else who may be walking through the same thing.
Submit Your Thorn Letter
🎙️ Apply for a Free Coaching Session
Need guidance with your finances?
Share your struggle with us, and you may be invited for a free personalized coaching session on the podcast.
This is for real people dealing with real money questions who want faith-based financial wisdom and practical next steps.
Apply for Free Coaching
🙌 Stay Connected
If this episode encouraged you, be sure to:
- Subscribe on YouTube
- Submit your Thorn Letter at 1322Life.com
- Share this episode with someone who needs biblical financial wisdom.
- Follow Bri Smith, CPA for practical, faith-based financial guidance.
👣 Next Steps
Ready to build wealth God’s way?
- 📅 Book a clarity call
- 💌 Join the Weekly Wealth Strategist Report
- 💬 Reflect: What financial pressure do you need the courage to say “no” to?
